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Personal Liability Insurance

No matter how cautious you are, accidents happen. And if you happen to damage a third party in the incident, it can definitely burn a hole in your savings. Personal liability insurance can be your savior in such a situation. While it is not a mandatory insurance in Switzerland, third party liability or personal liability insurance is one of the primary insurances you must opt for!

Who Should Avail Personal Liability Insurance?

  • individuals Individuals
  • families Families
  • couples Couples

Cover the Damage Caused to a Third Party

Damage to a third party can come in many forms. Therefore, it is important that your personal liability insurance offers some ground-up coverage that protects you in most common scenarios. While you may want to add some supplemental coverage for things like car rental, horse rentals etc., the following should be the primary features to look for.

  • medical-icon
    Personal Injury

    This covers for accidental death, injury or other kind of impairment to health of a third person.

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    Property Damage

    In case of damage or destruction or loss of property to a third person, this features covers the cost and safeguard your financial health.

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    Animal Damage

    This cover protects you in case of death, injury or loss of animal caused to third person by you.

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    Building Liability

    This cover protects you, in case of damage to an owner-occupied building, vacation home, mobile home or non-registered RV with a fixed location.

Get in touch with one of our experts to know more about the features of personal liability insurance today. We can help you decide on the best cover for your requirements. In case you’ve already got an offer, we can help you understand different components and probably make a better one.

Ask an Expert

Other Insurances that You'll Need On Arrival

Legal Protection

Insurance Type: Non-Mandatory


Household Contents Insurance

Insurance Type: Non-Mandatory


Health Insurance

Insurance Type: Mandatory


Have been staying in Switzerland for a while?

Check out insurance covers that you’ll need if you are living in Switzerland or planing a longer stay.

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